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TIP! If you find that you have spent more on your credit cards than you can repay, seek help to manage your credit card debt. It is easy to get carried away, especially around the holidays, and spend more than you intended.
TIP! If have a missing or stolen credit card, report it as soon as possible to the card issuers. Several companies have a 24-hour service and toll free number on their statement for this reason.
TIP! If you are right at your due date and have forgotten to make a payment, call and see if payment by phone is an option. Most credit card companies offer this service for a fee.
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